364 Mccarthy Avenue Oceano CA 93445 | MLS #NS26158803

364 Mccarthy Avenue
Oceano, CA, 93445
$1,674,000
4 Beds
3.5 Baths
2,772 SqFt
0.1 Acres
MLS #NS26158803 image #0
Luxury Coastal Living Just Minutes from Pismo Beach & Shell Beach. Built by Beach Front Builders, this brand-new custom home is located at the gateway to Pismo State Beach, just minutes from Pismo Beach, Shell Beach, downtown Arroyo Grande, and the Oceano Dunes. Eligible to be licensed as a vacation rental, it offers an outstanding opportunity as a primary residence, second home, or income-producing coastal property.

Set on an oversized 4,300± sq. ft. lot with 43 feet of road frontage, one of the home’s biggest advantages is something rarely found this close to the beach: generous off-street parking and a dedicated RV parking area with an RV waste connection. Whether you’re bringing an RV, side-by-sides, dune toys, or looking for features that appeal to vacation renters, this setup offers exceptional flexibility.

The main level features an open floor plan connecting the living room, dining area, and kitchen with wide-plank flooring, coffered ceilings with wood beam accents, recessed lighting, a gas fireplace, and two large sliders opening to the backyard patio. The kitchen includes quartz countertops, custom cabinetry, double wall ovens, a six-burner gas cooktop with pot filler, oversized island, workstation sink, and spacious butler’s pantry.

A private first-floor bedroom with en suite bath, an additional guest bath, and a framed shaft designed for a future elevator provide flexibility for guests, multigenerational living, or long-term accessibility.

Upstairs, the family room with wet bar opens to a balcony overlooking the Oceano Lagoon and dunes. The upper level has also been thoughtfully configured to allow a portion of the space to potentially be converted into a one-bedroom, one-bath junior ADU, creating additional flexibility for extended family, guests, or multiple rental configurations. Buyer to verify feasibility, permitting, and use.

The primary suite features dual walk-in closets, a private balcony, makeup vanity, soaking tub, dual sinks, and walk-in shower. Two additional bedrooms and another full bath complete the upper level.

A rooftop deck offers peekaboo ocean views, coastal breezes, and panoramic dune views. Additional features include owned solar, tankless water heating, and energy-efficient heat pump HVAC. Brand-new construction, vacation rental eligibility, exceptional parking, and immediate access to Pismo State Beach and the Oceano Dunes make this one of the Central Coast’s most versatile coastal properties.

Property Details

Price:
$1,674,000
MLS #:
NS26158803
Status:
Active
Beds:
4
Baths:
3.5
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
Oceano350
Neighborhood:
ocnooceano
Listed Date:
Jul 21, 2026
Finished Sq Ft:
2,772
Lot Size:
4,300 sqft / 0.10 acres (approx)
Year Built:
2026
OceanviewNewconstructionOcno – OceanoOcnooceanoOceano350Lucia Mar UnifiedOcean

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Schools

School District:
Lucia Mar Unified

Interior

Appliances
Microwave, Refrigerator, Tankless Water Heater, Gas Range, Dishwasher
Bathrooms
3 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Heating
Central
Interior Features
Beamed Ceilings, Wet Bar, High Ceilings, Living Room Balcony, Pantry, Recessed Lighting, Open Floorplan
Laundry Features
Inside, Laundry Room
Levels
Three Or More
Main Level Bathrooms
2
Main Level Bedrooms
1

Exterior

Attached Garage YN
1
Common Walls
No Common Walls
Community Features
Watersports, Golf, Biking, Hiking, Fishing
Covered Spaces
2
Fencing
Vinyl
Garage Spaces
2
Lot Features
Rectangular Lot
New Construction YN
1
Open Parking YN
1
Parking Features
Garage Faces Front, Driveway
Parking Spots
2
Parking Total
2
Roof
Composition
Stories
3
View
Dunes, Ocean, Neighborhood, See Remarks, Peek-A-Boo
Waterfront Features
Ocean Access, Beach Access, Ocean Side of Freeway

Financial

Map

Community

Subdivisions in Oceano

Market Summary

Current real estate data for Single Family in Oceano as of Oct 20, 2026
11
Single Family Listed
86
Avg DOM
731
Avg $ / SqFt
$1,225,773
Avg List Price

Property Summary

    Located in the Oceano(350) subdivision, 364 Mccarthy Avenue Oceano CA is a Single Family for sale in Oceano, CA, 93445. It is listed for $1,674,000 and features 4 beds, 4 baths, and has approximately 2,772 square feet of living space, and was originally constructed in 2026. The current price per square foot is $604. The average price per square foot for Single Family listings in Oceano is $731. The average listing price for Single Family in Oceano is $1,225,773. To schedule a showing of MLS#ns26158803 at 364 Mccarthy Avenue in Oceano, CA, contact your Outland and Associates Real Estate agent at 8054813939.

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Oceano, CA